Can I afford motorcycle insurance?

Can I afford motorcycle insurance?

So here is my situation: I currently own a 2003 Toyota Matrix that I make payments on. In between the payments and the insurance and gas, it costs about $350 a month to have that car. For the last couple years I've been really interested in getting a motorcycle, specifically a newer Kawasaki. According to my research, I could find a Kawasaki Ninja 250cc for somewhere around $3000. My question is basically how much insurance do I need? Right now I have comprehensive coverage for my car so that if I'm in a wreck and it's totaled I can replace it. If I had a bike AND my car though, I don't want replacement coverage for a secondary vehicle (even one as cool as a motorcycle). I got quotes from Geico and State Farm that put my minimum amount of insurance a month in the neighborhood of around $30. Does this sound accurate to anyone? Also, can anyone just give me some sound advice about owning both vehicles and whether it's worth it?

 

BEST ANSWER: Try this site where you can compare quotes:insuranceforcheap.info

 

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Hi I live in Alberta Canada and i im 15 and have my learners, when I am 16 I am planing on getting my motorcycle license i have nothing on my driving record (crashes, speeding tickets, ect). The bike I am planing on getting is a 2010 Kawasaki ninja 250R and Im looking for a rough guess on how much it would cost to insure for a year. Thanks

 

 

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My insurance guy gave me below basic coverage on a lease which requires something like 100,000/300,000/100,000 but he did basic full coverage(something cheaper like 10/20/10) In the contract it states i must have 100/300/100 as the requirement but the insurance guy who does insurance for a lot of people says lower coverage should work. I just added it on and it's fine, so the insurance (progressive) sent me a letter saying I have to pay extra for adding a 3rd vehicle but nothing about the coverage amount. Will they later require I add more coverage? I don't see why I need 300k on a car that costs only 40 grand. people drive around with PIP 10/20/10 and that's good enough for the state. I have an excellent driving record with 0 accidents and have been driving for about 10 years. I realize I have ****ty insurance but insurance is a huge rip off so I want to spend as little as possible and deal with accidents out of my own pocket.

 

 

What can I do about auto insurance price gouging?

I backed into someone in a parking lot. Thay had a claim off $1000. this is my first and only accident. My insurance company say's because I was moving it's a collision and my insurance has doubled. this is wrong.

 

 

HEALTH INSURANCE FOR MY MOM?

Ok here is the deal-we are on my husbands military insurance and we were under the impression we could add my mother if she was our dependent-however we can't unless she is declared legally incompetent which she is not. However she is 60, very sick, with a preexisting condition (diabetes,lupus, and depression). She can apply for disability but has been waiting on documentation forever-so that's not an option right now. I feel terrible because we told her she could be under ours because we were originally told she could be-and now I have to tell her otherwise which will be awful. Does anyone have any ideas for affordable insurance for her. She doesn't qualify for Medicaid and we live in KY thanks-and please no smart *** remarks or anything this is a serious question and I need all the help I can get.

 

 

Question about affordable/good health insurance?

Question about affordable/good health insurance?

 

 

FR-44 INSURANCE PLEAAASSEE HELPPP CONFUSINGGGGG?

Ok so I need an FR-44 non owners insurance but I think its impossible to find a non owners policy here in Tampa, Fl. They keep telling me I need prior coverage/ownership of a vehicle. I do have a car but its not under my name(under my dads name) and I do have insurance but its under my dads name also (I put it under his name b/c it was going to be tooooo expensive for me to get it under my name b/c I was a teenager then). So now my question is: if i do not have luck with finding the non-owners fr-44, and I tranfer the car title to my name, can my dad add me to his current policy so that way I would be able to get the fr-44??? Also, if I do that(my dad adds me to his policy as a secondary driver,once the car is under my name) do I have to have the fr-44 from the same insurance company my dad has or can I get it elsewhere??? Thanks, I know its kind of confusing, and I probably didnt do a very good job at explaining myself. I hope someone out there understand.I would appreciate any help. Thanks and God bless.

 

 

I am 18 years old. I want to improve my credit score by buying a vehicle. INSURANCE PROBLEMS!!!!!?

I know ican get approved for a vehicle but insurance for a teenage male is un-godly cheapest is 650 a month, is it possible to buy a vehicle in my name, but have insurance over it under my fathers insurance policy?

 

 

How much can i afford for a car including full insurance on it..?

I'm 20 almost 21 never needed a car, so never had my drivers license. until i joined the air force. I make 1100 a pay check.. 400 dollars are taken out each paycheck for rent and bills.. so that leaves1400 dollars a month to spend.. 300 on food a month so 1100 dollars to spend on financing a car and the insurance for it.. what im getting at is i know nothing about cars and i want some advice on what amount should i be looking for when i look at cars...what can i afford and how much will the estimated insurance be?? thanks to all who answer this... sorry grammer is bad, on my mobile device

 

 

How much would insurance be for...?

A 2001 Audi TT, Turbo I think. It would be for a 16-17 year old. Kept in the drive way or a locked garage. I think the car itself is about $6,000 without tax. Dont tell me abunch of stuff like all these statistics and stuff like depending on .... I just want your personal opinoin/rough estimate how much it would be per year or month. I would probably be the occasional driver, and my dad would probably be the primary driver, even though Id drive it more often. Just give me a rough estimate in your opinoin.

 

 

Camera insurance for not professional?

I would like to buy an insurance for my camera. Please write only the link for not professional. Thank you so much! USA

 

 

Is the Nissan 300zx (1991) a good first car for a teenager?

I just want to know, I'm shopping for my first car. I have about $3500 and I want a car that is sporty. I like the nissan 300zx, and I need to know if its a reliable enough car and a good buy for my first car. I f anyone has any advice or knows about the car, let me know. Thank you!

 

 

Is a hatchback (3 door car) considered a sports car with insurance?

if not what is it considered and is the cost higher than a sports car

 

 

Any one know cheap nissan navara insurance?

Any one know cheap nissan navara insurance?

 

 

How much would my insurance be for a mustang 1994 & 17 yr old.?

Would i have to get my own insurance or have my parents put my car on there insurance since its gonna be in there name b/c i only have a permit

 

 

What is the best car insurance for someone in their 20s?

What is the best car insurance for someone in their 20s?

 

 

Best health insurance for babies?

Hi everyone I am 24 and kind of new to this. I'm pregnant with my first child and I would like to know what would be the best insurance for my newborn and when I should apply for it. I currently have insurance through my job and its great the only thing is I'm not considered full time so if I put the baby under my insurance there goes half of my paycheck. It is the same for the baby's father. I have a loooong way to go before my due date but I like to be prepared when it comes to things like this because it is very important to me. If there is anyone out there who has a good place to choose I'm all ears!

 

 

How can i insure my car for 1?

just read somewhere on this site that you can insure a car for 1 surely this is a load of uncle tom cobbler? would be very impressed if someone can answer this question... seeing as my car is only worth 500 why should i be expected to pay almost that in insurance? it would get written off any way should i ever claim. cos being an olde banger insurance cost for parts and availability not as easy and quick to get.

 

 

Car insurance help please ?

Basically i have bought a car and i need to insure it as my dad as the main driver as he has 20+ years of no claim bonuses and it bring the insurance price down to a manageable payment for me.the problem is that its not with the same company that my dad is currently with and he doesn't have any recent renewal quotes so i don't have proof of his no claims bonus.how can i get proof and will i need the proof before i try to get the insurance ? im 18 and a first driver so i really need my dads ncb to be able to afford insurance

 

 

Adding someone to insurance?

If my insurance started on jan 2009-2010 and I add another person in few months will the insurance card still say form jan 2009 or will it be the date I added the person?

 

 

Finding car that was taken by insurance after accident?

I was in a car accident, and my car was considered a lost and my insurance company than took it and gave me a check. Is there a way for me to know whats happening with this car now? If it's been sold or its sitting somewhere??

 

 

Is health insurance under Obamacare affordable?

Hi Everyone, I want to be known something about Obamacare Health insurance, If you have any idea about this services kindly help me about my Question . Thanks in Advance.... Best Regards

 

 

What will happen with my car insurance?

ok so i was driving my brothers car and i have my g1 i went to money mart and back home about an hour later police came knocking on my door asking if my brother was in a car accident so we went down to the station and the officer asked if i was driving his car i said yes , he then said that the other man that was sitting in the station got my plates and said i hit his car and cracked his bumper (very minor crack) so i said no and then officer assumed i was lying and made me write up an accident report. after when i was leaving the station the other guy asked if we could solving this without going through insurance so we exchanged numbers (their was no damage at all to my brothers car & no paint or anything on their car to prove i hit it) the next day they called and said the want a whole new bumper they dont want it patched up and they would get me a price quote they then got me a quote for $1475 for a while new bumper from ford i told them im not paying that much the only way im replacing the bumper is if my mechanic does it he said ok so i went to my mechanic told him the whole situation and he said i shouldnt be replacing the whole bumper for somthing that small but he still ordered the bumper for me i had to put a $400 down payment for the bumper and $300 after its put on. the bumper came in 2 days later and they brought their car for it to be put on when we got there they got pissed off and said this isnt a bumper straight from ford and they dont want it and left ( the bumper was brand new for the same model car and had the exact paint coat match just that it wasnt from ford) they then call me threating to take it through insurance if we dont get it from ford so i lost the $400 down payment for the bumper because they cant return it after its painted so i told my mechanic to order it from ford. but when he called for they said the dont have bumpers for that model anymore, i then call the people back and told them to take it through insurance because my mechanic cant get that bumper. So what will happen to my brothers insurance hes under 25 with his g2, and i had my g1 but it was on private property where they said the incident occurred the officer even said he cant charged me because its private property PLEASE HELP!

 

Can I afford motorcycle insurance?

So here is my situation: I currently own a 2003 Toyota Matrix that I make payments on. In between the payments and the insurance and gas, it costs about $350 a month to have that car. For the last couple years I've been really interested in getting a motorcycle, specifically a newer Kawasaki. According to my research, I could find a Kawasaki Ninja 250cc for somewhere around $3000. My question is basically how much insurance do I need? Right now I have comprehensive coverage for my car so that if I'm in a wreck and it's totaled I can replace it. If I had a bike AND my car though, I don't want replacement coverage for a secondary vehicle (even one as cool as a motorcycle). I got quotes from Geico and State Farm that put my minimum amount of insurance a month in the neighborhood of around $30. Does this sound accurate to anyone? Also, can anyone just give me some sound advice about owning both vehicles and whether it's worth it?

https://www.linkedin.com/pulse/what-do-car-insurance-i-wont-using-my-4-years-anthony-lane/